Affordable Workplace Financial Wellness Program

Today’s workforce is stressed about money.


69% of employees say money is their top source of stress


53% find it stressful to deal with their personal finances


37% spend 3+ hours each week dealing with personal finances at work


1 out of 5 missed work last year to deal with a financial problem

Source: PriceWaterhouseCooper Employee Financial Wellness Survey 2015 results and Consumer Financial Protection Bureau report “Financial Wellness at Work” 2014.

Put the solution at their fingertips

Why Wavelength Financial Wellness?

Studies show that 56% of employees wished the financial wellness program offered by their company used friendlier language, and 36% say their companies’ programs are intimidating to use. Wavelength translates the world of money into simple concepts using everyday language. Our approachable and actionable style appeals to all types of learners. Most importantly our style promotes awareness and behavior change in employees. Whether we’re talking about 401(k)s, credit cards, student loans, mortgages or investing, we’re on their wavelength!


You want your employees to have every chance to reach the retirement finish line with enough money. While saving is of course critical, investing right – and avoiding the emotional panic selling that sabotages most DIY investors – is the other critical part of the equation. Sadly, most workplace financial wellness programs barely scratch the surface of this vital topic.

With Wavelength, you get serious investment and financial education in an engaging, user-friendly style that promotes awareness and action.

Interactive, approachable
content on the specific
areas that sabotage most
retirement investors
Real education on risk –
why taking too much, or
too little, can harm our
Practical content on the
benefits of getting help
(managed accounts or
TDFs) versus going it
Behavioral training on
avoiding the emotional
mistakes that damage
investor nest eggs


Most plan participants are overwhelmed by technical and financial concepts. We translate all of that into easy, everyday language. Better, we break down each section into Easy Steps. Simple things that promote action. When users are ready, they can progress to more advanced topics and spend as much time as they like.

I feel like I am being encouraged to succeed and feel comfortable with money concepts rather than being overwhelmed with technical financial talk.

Wavelength gets that most people do not like math, and equate math with money. So our programs focus more on psychology and human behavior, which are far more interesting.

Friendly and non-intimidating!

The program made investing not feel so foreign and intimidating.


Today, there’s another issue that must unfortunately be kept in mind: that’s a growing concern about lawsuits against plan sponsors. Investment fees are an area of focus in recent cases.

Investment fees make a huge impact on the average workers’ ending retirement balance. In fact, the impact is so striking it can cost workers literally hundreds of thousands of dollars.

Sadly, the mandated fee disclosures are generally regarded as ineffective. But to prevent problems down the road, smart plan sponsors know that they need to make this information easily available.

Now you can. Wavelength’s workplace financial wellness program provides engaging, user-friendly content on how to decipher all those tricky mutual fund fees. While of course there’s no guarantee against future liability, it shows your commitment to transparency and to your employees’ best interests.

In most cases, Financial Wellness can be funded as a qualified plan expense. Check with your plan advisor or legal counsel.

Helped me recognize the huge impact fees have on long-term investments.

Ready to Learn more about Wavelength Financial Wellness ?